ObamaCare premiums to rise

Obamacare Premiums Set to Soar Ahead of Open Enrollment

Democrats tell us what they want but refuse to negotiate

Premiums for state enrollees are rising 17 percent, while premiums for others are spiking 30 percent, according to a new analysis of recently released data.

Factors behind the increasing premiums include higher hospital costs and more people using weight loss drugs called GLP-1s, KFF said.

Most Americans are insured through their employers, but 24 million obtained health insurance through a marketplace during the 2025 enrollment period, which ended in January. Seventeen million obtained insurance through Healthcare.gov

The average monthly premium in 2025 was $619 before subsidies, or tax credits, and $113 a month after the credits. The increases do not take into account the impact that the expiration of enhanced subsidies would have, KFF said. Congress approved enhanced subsidies for Obamacare in 2021, and later extended them through the end of 2025.

Democrats want a continuation of the subsidies included in legislation to end the government shutdown, but Republicans have said they will not negotiate on the matter until Congress reopens the government.

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