9 large banks engaged in Debanking

Watchdog Finds 9 Large US Banks Actively Engaged in Debanking

Banks targeted industries based on media reports and other reputational standards, the report revealed

Nine of the largest banks have been found to engage in debanking activities, according to preliminary findings in a Dec. 10 review report published by the Office of the Comptroller of the Currency (OCC).

The report follows the banking regulator’s implementation of President Donald Trump’s Executive Order 14331, “Guaranteeing Fair Banking For All Americans,” which said that financial institutions have been engaging in practices that restrict law-abiding individuals and businesses from services on the basis of political or religious beliefs. The order was issued on Aug. 7.

As part of its review, the OCC requested information from the nine largest national banks under its supervision, including, by asset size:

1. JPMorgan Chase Bank, N.A.
2. Bank of America, N.A.
3. Citibank, N.A.
4. Wells Fargo Bank, N.A. (My bank!)
5. U.S. Bank, N.A.
6. Capital One, N.A.
7. PNC Bank, N.A.
8. TD Bank, N.A.
9. BMO Bank, N.A.

Read more...

O'Keefe Media Group exposes the IRS

O’Keefe Strikes Again – IRS Official Tells O’Keefe Media Group Reporter That the IRS uses AI to Spy on Americans’

Bank Accounts: Is It Constitutional? “I doubt it,” says IRS Official Alex Mena

This is quite ironic, as The Gateway Pundit recently reported that O’Keefe Media Group exposed the No Mas Muertes (No More Deaths) organization, a nonprofit and ministry of the Unitarian Universalist Church of Tucson, for smuggling illegal immigrants from the border in Arizona.

This 501(c)(3) organization holds a tax-exempt status for hundreds of thousands of dollars in donations, but the IRS is targeting innocent Americans! [GatewayPundit]



IRS official Alex Mena who works in “criminal investigations” says IRS ‘has no problem going after the small people, putting people in prison, and destroying people’s lives.’

Mena ‘doubts the constitutionality’ of his employer, the IRS, using AI to access everybody’s bank accounts nationwide. Mena recalls IRS agents stating “…the first person you shoot you’re gonna remember, but after that you’re gonna shoot like a hundred people, you’re not gonna remember any of them.”

He says IRS agents “are assholes...they are the definition of an asshole, all of them.”

This video was obtained by an O’Keefe Media citizen journalist who is a part of the American Swiper Program.

Biden orders an Illegal Directive to Banks

Biden Admin Orders Banks Not to Reject Illegal Immigrants' Loan Applications

But they're criminals, Joe!

Two federal agencies have warned financial institutions not to reject illegal immigrants' credit applications based solely or mostly on citizenship status. What about the fact that they illegally crossed into our country; they are criminals.

The Department of Justice (DOJ) and the Consumer Financial Protection Bureau (CFPB) said in a recent statement that rejecting illegal immigrants for credit cards and various types of loans just because they are non-citizens is unlawful.

Have you ever heard of such a nonsensical directive in your life?

"DOJ and CFPB tell banks it might be illegal to refuse to loan money to people [who] broke federal law to reach the bank. You gotta be kidding me. The invasion of illegal immigrants is intentional and must be stopped."

According to the Center for Immigration Studies, there were roughly 11.35 million illegal immigrants residing in the United States as of January 2022.

Read more at The Epoch Times

Our Financial Market

We Are Witnessing One of the Greatest Financial Market Crashes in History Right Now

As the 10-year Treasury yield reaches 4.8%, a level last seen just prior to the 2008 financial crisis, it is apparent that this same pattern of behavior is repeating itself.

Bond prices are decreasing as yields rise, indicating an impending crash in bonds before stocks follow suit. This development serves as a reminder of the fragility of the economy and the need for caution when investing in high-risk markets.

We have been warned time and again that high interest rates could have a devastating effect on our economy, and now we are beginning to see that reality take shape.

Banks are facing unprecedented levels of unrealized losses, with the recent increase in bond yields driving this number even higher. The situation has been compounded by the soaring mortgage rates reported by Freddie Mac’s Primary Mortgage Market Survey; the average rate for a 30-year fixed-rate mortgage is now 7.49%, up from 7.31% last week and 6.66% a year ago, while 15-year mortgages averaged 6.78%.

Read more about the financial market under Joe and Joe keeps the printing presses running.

Another Biden era bank failure, a pattern in Bidenomics

Another Bank Has Fallen as Joe takes a victory lap on inflation

The FDIC said in a news release that the state Office of the State Bank Commissioner seized the bank and named the FDIC as the receiver. Dream First Bank, National Association, of Syracuse, Kansas, then assumed all of Heartland’s deposits.

The FDIC said that all deposits, regardless of amount, were transferred from Heartland Bank to Dream First.

The FDIC also said that it worked out a deal with Dream First that will lead to a $54.2 million hit to the Federal Deposit Insurance Fund (DIF). However, the FDIC said that the plan it approved was the lowest-cost option for the fund.

Read about it...

Bank Risk

Almost 200 US Banks Are at Risk of Silicon Valley Bank-Like Collapse: Study

"Nearly 200 more banks could be vulnerable to the same type of risk that collapsed Silicon Valley Bank (SVB) earlier this month, according to a recently published study.

There are 186 banks across the United States that could collapse if half of their respective uninsured depositors withdraw their funds, researchers with the Social Science Research Network found. Deposits at member banks of up to $250,000 are insured by the Federal Deposit Insurance Corp., although the agency agreed to insure depositors’ funds far above that after SVB’s collapse this month."

I bank at Wells Fargo and complain all of the time about the low interest it pays its customers. But I believe this bank is too big to fail. There have been some scandals over the past several years that gives me angst and my local bank on Lake Avenue and Federal is closing in May.

One of the problems they had was Wells Fargo’s scandalous practice of billing customers for unauthorized accounts could send a former top executive to prison and already has saddled her with millions of dollars in fines. Under an agreement announced Wednesday in the California federal courts, Carrie Tolstedt, the longtime head of Wells Fargo’s retail banking division, agreed to plead guilty to obstructing a government examination of the bank’s misconduct. Tolstedt, 63, faces up to 16 months in prison, a $100,000 fine and three years of supervised release, according to her plea agreement.

So, no matter how safe you are, your bank could collapse.

Read about it...

Bank Bust

The Corporate Banking Tyranny has Begun

Trump Banned From Banking

And it wasn't with the government wanting to snoop into your bank transactions of $600 or more

This did not get much attention when it broke a few weeks ago, so here it is again.

Do you remember when they said this would only happen to Alex Jones and Laura Loomer?

Any student of history knows that once the tyranny starts, it never ends.

The fact that they have chosen to go straight to the top first, for the man who was President of the United States yesterday speaks volumes about how emboldened these corporate cartels are.

Read more about it...

How soon before they come for you?

New York Times Tries a Hit Piece on President Trump - Fails Bigly

New York Times Releases Another Garbage Hit Piece On President Trump

In Last Ditch Effort to Cover For Creepy and Corrupt Biden Family

The New York Times released a report that the President of the United States, Donald Trump, had a bank account in China. This effort to move the attention away from the Bidens’ many crimes related to China, Ukraine and other countries will not work.

There is no crime in having a bank account in any country on this Planet. In fact, Trump was pursing the idea of building a hotel and exploring the idea of business ventures in Asia 5 or 6 years ago.

Read about it...

Funding and Remedial Provisions of the Stimulus bill

What Lenders Should CARE About in the New Stimulus Act

"The Coronavirus Aid, Relief, and Economic Security Act became law on March 27, 2020. While its main purpose is to fund relief and address the coronavirus pandemic, there are several significant finance and business related provisions that will have a direct impact on the performance, prospects and compliance of and by borrowers subject to increased scrutiny by their lenders in this environment."

Read about it

Our association attorney thought this important, thus the mention.

Project Veritas exposé on Chase Bank

Debanking: Chase Bank “moral character” a Reason They Don't Do Business w/ "those types of people"

Debbie is always "doin it"

"Pakistani IT staffer Imran Awan is accused of stealing hardware from ranking Democrats and sending sensitive intel to foreign groups like the Muslim Brotherhood. Awan was reportedly sending money and gifts to government officials in Pakistan and received protection from the Pakistani police, multiple relatives claim.

Debbie Wasserman Schultz kept Imran Awan on the pay roll up to the day he got arrested for Bank Fraud after trying to flee the country."

Read about it...

Game Plan to overhrow our civilization

(Breitbart) – A highly regarded researcher and academic has warned that Muslims in Europe view migration as the start of the Islamization of the continent. Prof. Abdessamad Belhaj also detailed how globalists are using Muslim migrants to turn Western countries into socially divided societies of easily-controlled consumers.

The scholar of Islam and social sciences warned that large numbers of migrants are “calamitous” for the European people, and that neoliberal elites see Islamic terrorism, and state bankruptcy and collapse as collateral damage in their pursuit of endless wealth.

In an interview with Hungary’s Institute for Migration Research, Professor Belhaj discussed what he calls the Islamic moral economy.

Quote of the Day - Hillary Clinton

"If you're president and the banks are failing, do we let them fail?" asked Colbert.

"Yes, yes, yes, yes, yes, yes, yes. First of all, under Dodd-Frank, that is what will happen because we now have stress tests and I'm going to impose a risk fee on the big bank if they engage in risky behavior but they have to know, their shareholders have to know, that yes, they will fail and if they're too big to fail. Then under my plan and others that have been proposed, they may have to be broken up."

~ Hillary Clinton

Bank Robber at Wells Fargo Lake Worth

It was reported to me that a bystander was told that a bank robber used an AK-47 to rob the Wells Fargo Bank on Dixie Highway.

Read about it...

TD Bank robber

TD Bank robbed

This 2008 Lake Worth High School graduate didn't learn these "skills" at school:  screaming obscenities, bank robbery, firing multiple shots from his gun at a police officer and using it to hit tellers over the head. Somewhere over the last 6 years, Eddie Bean lost his way.

Export-Import bank on edge of Extinction

Democrats love them some crony capitalism

I admit, I had to read the title of this story at the RedState about four times but it got my attention. In the body of it, it reads--

"American business, as personified by the Chamber of Commerce, Wall Street, and K Street are right to fear conservatism.  And the sooner that we conservatives come to the conclusion that our interests – free people and free markets – are not the same as the Chamber of Commerce, the sooner we can get about our business... Right now the US Export-Import Bank is teetering on the razor’s edge of extinction.

In June,  newly elected House Majority Leader Kevin McCarthy said  that he is in favor of letting the US Export-Import Bank die in September when its current authorization expires in September...he wouldn’t support reauthorizing the charter of the Export-Import Bank of the United States."

Read more... at the RedState to see what all of this means.

Life is Not Free -

Comment Up
AOL.com Article - Massachusetts mayor: Stop sending my city refugees

This guest blogger says that the world is F*&^%$ up and we are headed towards dooms day and there is nothing that can be done to correct the eventual order of things--a New World Order.   For more information and explanation on New World Order, Click here. I for one, enjoy conspiracy stories/theories and you just never know if this is a "story" or not because of the way things are progressing in the world today.

"Our government, under both political parties, has/is sending a lot of middle eastern, north African and Asian, not to mention all the Latin Americans, into the larger cities as well as here in the northeast. Now the Latin Americas are sending their children to the US and a lot of them are winding up here in the northeast!!! They know the American system and they will take advantage of it until it is stopped, and I don't think it will be stopped.  It's a mess boiling to a point of no return.

Then on top of all of this, besides government employment, there are very little jobs and all the baby boomers are retiring and counting the days to their government pensions which most will never get or a very reduced amount. The days of people retiring and moving to Florida, that used to move the Florida economy, are over. The people who do move to Florida are broke and are going to be looking for a government hand out there.

The problems of the world are not politically based; they are economic, based on a monetary system whose foundation is that of credit and debt and it's reaching its end cycle. We can not possibly extend more credit to anybody and our country is all tapped out. The middle east is on fire, Europe is on fire, all the Americas are on fire and the US is the frog in the pot that does not know it yet.  Asia is starting to fire up and China is a mess.

This is all by design by the world bankers and their agents -- governments who own everything. There will be civil war just like the Middle East and the Ukraine--everywhere including here in the land of milk and honey, the  U.S.A.  They will let the masses "genocide" themselves with civil war, just like in the past and clear the money game and then tell the survivors that a one world government will be implemented going forward.

Nothing has changed...same as it always was. Lie about everything, divide and concur. We have all contributed to this mess in one way or another because the system is not broke but stacked against you--it's fixed whether we know it or not and now there will be a price to pay.

Life is not free."

Anonymous Guest Blogger from New York

Wells Fargo in Lake Worth robbed

My bank was robbed.  All the dregs are coming out of the woodwork.

Read about it...

A Thief by any other name...

Comment Up

We keep hearing sob story after sob story as to why 47 million people need hand-outs. Many do, no question about it and the government bends over backwards for those who are needy. But now it's some Walmart worker who stole lottery tickets that she says was to pay off  her student loan. We believe that one just like we believe her reason why she committed theft and sympathize that she was given a loan for higher education, got it, and then decided to default to let the taxpayers pick up her tab. Current rates on student loans for undergraduates are at 3.86%.

BankRate says--The federal government currently offers four basic types of repayment plans.

Current repayment plans:

• The standard plan lets students pay the same fixed amount each month ($50 per month minimum).
• An extended plan stretches payments across 12 years to 25 years (available only for borrowers with loans totaling more than $30,000).
• A graduated plan requires lower payments in the first few years, and then the payments are increased every two years until the loan term is up.
• An income-contingent plan assigns payment amounts based on a percentage of the graduate's annual income (anywhere from 4 percent to 25 percent).

Currently, the poverty level for a single person is about $11,000 according to BankRate. So at 150 percent, the income floor is about $16,000. "That would mean that payments would be 15 percent of any income over $16,000." So, if this Walmart worker earns $16,000 or less per year, she will have no payments until she starts earning more.

Isn't education supposed to make you smarter?

Read about it.